Features

Everything you need to make confident, legally sound dividend decisions from your company.

Real-time dividend capacity

Connect your Xero organisation and get instant, up-to-date calculations of both your legally distributable and prudently distributable dividend limits. We pull live balance sheet and profit & loss data so your numbers are always current.

Corporation tax estimation

DivGenie detects existing tax provisions from your accounts. If none is recorded, we estimate from current-year profit using the latest UK corporation tax bands — or you can set a manual override rate.

Liability mapping

Map key liabilities — VAT, PAYE, director loans, pension contributions — to ensure your dividend decisions protect the company's cash position. Auto-detection plus manual overrides give you full control.

Scenario planner

Model what-if dividend declarations before you commit. See the impact on reserves, tax, and cash flow in real time. Make informed decisions with confidence.

Personal dividend tax

Understand the personal tax you will owe on dividends taken, calculated against the current UK personal allowance and dividend tax bands. No more surprises at self-assessment time.

Working capital reserve

Set a working capital buffer to ensure your company always maintains a healthy cash position. DivGenie factors this into your prudently distributable limit automatically.

Organisation switcher

Manage multiple companies from one account. Switch between Xero organisations with a single click and see each company's dividend dashboard independently.

Secure OAuth connection

We never see or store your Xero credentials. Connection is handled via industry-standard OAuth, with encrypted token storage and automatic refresh.